To learn more about income support programs, dial 2-1-1 or explore your eligibility with the Government of Canada’s Old Age Security Program Toolkit, available in interactive or printable formats.Īnother form of financial support for those who have worked outside the home is the Canada Pension Plan (CPP) retirement pension. GIS recipients who live in Ontario may be entitled to the Guaranteed Annual Income System (GAINS), a non-taxable top-up. Partners of GIS recipients who are between 60 and 64 can apply for the GIS Allowance, while widows may be eligible for the GIS Allowance for the Survivor. In addition, the federal government offers the Guaranteed Income Supplement (GIS), which can substantially improve the quality of life for low-income seniors. The Old Age Security (OAS) program, which provides most Canadians over 65 with a modest pension, is at the top of the list of financial support for seniors. Keep in mind that you must apply annually for some benefits-not all of them have automatic enrollment or renewal. If you need help filling in forms, there may be a local community agency that can help with forms or in-person support to navigate to the right services.Įven if you have no income, you still need to file a personal tax return each year to ensure you receive all the tax credits and benefits you may be eligible for. If you are having trouble reaching the right person at an organization, 211’s Community Navigators can help. Many calls to the 211 Ontario helpline are from seniors and caregivers who want to know what type of practical help, such as income assistance, is available and how to access it.įor seniors, accessing pension income usually means dealing with a government office or sometimes filling in forms to apply for programs. Dialling 2-1-1 is one of the best ways you can learn about financial support that can help improve your quality of life.
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